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Life Insurance - Five smart things to know about professional indemnity insurance

10-Sep-2015

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1) Professional indemnity insurance is meant for professionals like doctors, engineers,

architects, lawyers and chartered accountants.

2) It insures them against any financial loss resulting from a claim due to unintentional errors

and omissions committed by them while rendering professional service.

3) For this insurance to kick in, the condition is that the loss must be to a third party who has

suffered bodily injury or property damage.

4) Only civil liability claims are covered and any liability arising out of any criminal act or act

committed in violation of any law or ordinance is not covered.

5) Professional bodies such as medical establishments, law firms, IT companies or financial

institutions can also be covered.

Source : The Economic Times back

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