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As a nation, we are obsessed with jewellery and precious stones. Little doubt arose when the Finance minister announced that if each one of us were to pledge our gold, the fiscal deficit would be completely wiped out with the end of the financial year.
As a jeweller, you are highly prone to loss owing to the nature of your business. Since the commodities that you trade in are of a high monetary value, it is but natural that unscrupulous elements will target you in their bid to make a fast buck.
Sadly, it takes just one robbery or theft to wipe out a lifetime of hard work and perseverance. Would it not be prudent to invest in a Jewellers' Block insurance policy? After all, precaution is better than cure.
Under its 4 sections, the Jewellers' Block insurance policy will provide cover against losses or damage to the property stored within your business premises from perils ranging from fire and explosions to robbery and theft too. It also protects you from losses sustained to the property if it is in the custody of your partners or employees.
The policy will cover the property while it is in transit by air within Indian geographical limits. It provides compensation based on the classification. We would also suggest that you invest in a Fidelity Guarantee insurance policy for your employees. After all, you can never be really sure about your employees' motives, can you?
